As of July 1st, 2025, sweeping new legislation aimed at improving safety, transparency, and governance for Florida condominiums is now officially in effect. If you own a condo in Central Florida, especially in vacation home hotspots like Davenport, Kissimmee, Clermont, or the Disney-area, this is your wake-up call.
Many of these new rules bring stricter obligations for boards, tighter oversight by the state, and more visibility into repairs and reserves. But the question now is:
Are YOU ready?
⚖️ Highlights of What’s Now Required
✅ Milestone Inspections & Structural Reserve Studies (SIRS)
Associations must complete annual updates on inspection status with the state.
All buildings with three or more habitable stories must undergo milestone inspections.
Reserve studies can now be delayed until December 31st, 2025, but only under specific conditions. Those who already complied are in a legal gray area.
📊 Budgets, Loans & Financial Transparency
Associations can fund reserves and repairs using loans or lines of credit, but only with majority owner approval.
If budgets exceed last year’s by 115%+, boards must also present a “bare-bones” budget for comparison.
Reserve contributions can be paused temporarily, but only under strict timelines and reporting.
🧾 Digital & In-Person Meeting Requirements
Associations with 25+ units must now post meeting minutes and videos online, no longer just those with 150+ units.
All meetings held via video must now include a physical location for those who prefer to attend in person.
Meeting recordings must be saved and stored as part of the association’s official record.
👥 Board Member & Manager Regulations
Board members are now required to attend annual meetings in person, even if not running for reelection.
Associations must list manager details (name, availability, duties) on their websites.
New conflict-of-interest rules require competitive bids for services above $2,500 where the manager has a stake.
🔍 Why This Matters for Vacation Homeowners in Central Florida
Whether you're a hands-on condo owner or part of an HOA board, these changes directly affect how your community runs, how buyers perceive your condo building, and ultimately, your property’s market value.
At Vacay & Co, we’ve seen firsthand how increased visibility into meeting minutes, assessments, and repairs can speed up buyer decisions, especially for second-home investors who want to avoid surprise costs.
✅ Our Guidance for Condo Owners Right Now
If you haven’t already, we recommend:
📂 Checking with your board or property manager to ensure they're complying with new digital and reporting obligations.
🧾 Asking whether your reserve funding has been updated or delayed—especially if you’re planning to sell soon.
🔎 Verifying that your condo’s online presence is accurate and transparent, as more buyers are doing pre-contract research before even booking a showing.
🧭 How Vacay & Co Real Estate Can Help
Our clients benefit from transparent property presentations, buyer education, and industry knowledge that builds trust and speeds up decision-making. With so many new rules now active, buyers want to see clean documentation and confidence in the HOA. We’ll help position your condo to stand out in this evolving market.
📩 Free Property Evaluation & Marketing Plan
📧 [email protected]
📞 321-333-1338
🌐 www.vacayreflorida.com/propertyevaluation