How to protect your short term rental home when renting.
If you rent your vacation home or residence to others for short stays, whether directly or through a platform like Airbnb, you’ll want to have short-term rental insurance. With guests bunking in beds and cooking in kitchens unfamiliar to them, hosts need to have protection for unexpected grease fires, plumbing disasters, stolen property, and accidental guest injuries.
We researched 16 short-term rental insurance companies to help you decide which carrier is right for you based on several factors including price and coverage options, customer service, AM Best financial stability rating, and National Association of Insurance Commissioners (NAIC) complaint rates.
Take a look at our best-in-class in seven categories and see which one makes the most sense for you.
The 7 Best Short-Term Rental Insurers in 2023
- Best Overall: Proper Insurance
- Best for Home Sharing: Allstate
- Best for Vacation Homes: CBIZ
- Best for Coverage Options: Nationwide
- Best for Landlords: Farmers
- Best for Customer Service: American Modern
- Best Affordable Option: American Family
News Source: Investopedia